It is finally happening:  FinTech, new payment technologies, and other financial innovations are attempting to disrupt global eCommerce.

If you were following the latest headlines in the Financial Technology industry, or are among the early adopters of Bitcoin, then the latest prediction of eCommerce global disruption won’t come to you by a surprise.  According to eMarketer by the year 2020 (only 4 years from now), Fintech innovations will more than double, the digital portion of global retail sales from $1.9 trillion to $4 trillion. Since these numbers, don’t include all kinds of online sales, such as of travel deals and tickets, we can safely assume the real numbers are much higher.

But we still have a long way to go, since …

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